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Ashfaq Munshi: Thank you, my name is Ashfaq Munshi. I am the CEO and one of the founders of Real Estate Company called Terabitz. I thought I would take a few moments of just share some thoughts about what is going on in the internet, how it affects real estate, how it affects brokers and real estate agents and what I think might be coming up in the next few years.

So, I guess the first thing that everybody tells you and I tell you is 80% of the leads are coming up form the net. That may be true, that may not be true, depending on how effectively you use internet, how effectively your organization uses it, but the reality of it is that most people who are looking, do actually go to the internet to research. So, why do they do that? They do that, because the net has taught people that I do not have to wait. If I want to ask a question I want an answer now. It is not about the generation Y or Z or whatever they call these days, it is about everybody now. Everybody tells you